Privacy Policy
Effective from 3 November 2026
This policy explains how FinMaximus Capital Services Private Limited (CIN U66190TN2026PTC199160, "FinMaximus", "we", "us") collects, uses, shares and protects your personal data when you visit finmaximus.com or invest in mutual funds through us. We process personal data in line with the Digital Personal Data Protection Act, 2023, the rules made under it, the Information Technology Act, 2000, and the requirements that apply to us as an AMFI-registered Mutual Fund Distributor (ARN-373118).
1. Who is responsible for your data
FinMaximus Capital Services Private Limited, 41, Railway Station Road, Ennore, Chennai – 600057, Tamil Nadu, is the data fiduciary for personal data collected through this website and in the course of our mutual fund distribution services.
2. What we collect
- Contact details you give us: name, mobile number, email address, city, and the goal or message you share when you enquire, call or write to us.
- Account opening and KYC details: PAN, date of birth, address, Aadhaar-based e-KYC or other identity and address proof, photograph, signature, bank account details, nominee details, FATCA/CRS declarations, tax residency and income range, as required by SEBI, KYC Registration Agencies (KRAs) and fund houses.
- Investment information: your risk profile, goals, holdings and transaction history across the schemes you invest in through us.
- Technical data: when you load this website, our hosting provider (Google Firebase) and font provider (Google Fonts) receive your IP address, browser type and the pages requested, as part of normal web traffic. This website does not use advertising or analytics cookies.
3. Why we use it
- To reply to your enquiry and arrange a call or meeting.
- To complete KYC, open your investor account and process purchases, SIPs, switches, redemptions and other transactions you ask for.
- To assess your risk profile and suggest schemes suited to it, and to review your portfolio with you.
- To send you statements, transaction confirmations and service updates.
- To meet legal and regulatory obligations, including those under the Prevention of Money-laundering Act, 2002, SEBI regulations and AMFI guidelines, and to respond to lawful requests from authorities.
- To handle complaints and protect our legal rights.
We process your data on the basis of your consent, or where the law allows it without consent, such as to meet a legal obligation. We will send you information about new schemes or offers only if you have agreed to it, and you can opt out at any time.
4. Who we share it with
We share only what is needed for the purpose, with:
- Asset Management Companies (fund houses) whose schemes you invest in, and their Registrar and Transfer Agents such as CAMS and KFin Technologies;
- KYC Registration Agencies, the Central KYC Records Registry, and transaction platforms such as BSE StAR MF, NSE NMF II or MF Utilities;
- banks and payment providers that process your payments and mandates;
- service providers who help us run our business (such as hosting, email, messaging and storage), under confidentiality obligations; and
- regulators, tax authorities, courts or law-enforcement agencies, where the law requires it.
We do not sell your personal data.
If you contact us on WhatsApp, your messages are also handled under WhatsApp's own privacy policy.
5. How long we keep it
We keep personal data for as long as you are our client, and afterwards for the period required by law, including record-keeping requirements under the Prevention of Money-laundering Act, 2002 and SEBI and AMFI rules. Enquiry details from people who do not become clients are deleted once they are no longer needed, and in any case within two years. When data is no longer required, we delete it or make it anonymous.
6. How we protect it
We use reasonable security safeguards, including encrypted (HTTPS) connections to this website, access controls limited to staff who need the data, and confidentiality obligations on our service providers. No method of storage or transmission is completely secure, but if a personal data breach occurs we will inform affected individuals and the Data Protection Board of India as the law requires.
7. Your rights
Subject to the law, you can:
- ask for a summary of the personal data we hold about you and how it is used;
- ask us to correct, complete or update it;
- ask us to erase data we no longer need to keep by law;
- withdraw consent you have given, as easily as you gave it (this does not affect processing already done, or data we must keep by law);
- nominate another person to exercise your rights in case of death or incapacity; and
- raise a grievance with us about how your data is handled.
To exercise these rights, email finmaximuscapital@gmail.com or call +91 73584 83696. We may need to verify your identity first. We aim to respond within 30 days.
8. Grievances
For any question or complaint about your personal data, write to our Grievance Officer at finmaximuscapital@gmail.com or at our registered office address above. If you are not satisfied with our response, you may approach the Data Protection Board of India.
9. Children
Investments for a minor are made through a parent or legal guardian, and we collect a minor's details only from that parent or guardian, with their consent.
10. Other websites
This website links to other sites, such as AMFI, SEBI and news sources. Their privacy practices are their own, and we are not responsible for them.
11. Changes to this policy
We may update this policy. The current version will always be on this page with its effective date. Where a change materially affects how we use data you have already given us, we will tell you.